Feyona is a Web3 crypto neobank that provides self-custodial USDC and USDT banking with virtual and physical debit cards. You control your private keys - always.

How do I spend USDC with Feyona?

Use your Feyona virtual or physical debit card to spend USDC anywhere Visa or Mastercard is accepted globally, online or in-store.

Yes. Feyona uses self-custodial wallet technology with Privy's MPC infrastructure. Feyona never holds your private keys or funds.

Terms of Service | Feyona - Web3 Crypto Neobank

Name: Feyona
Rating: 5 (1 reviews)
Author: Feyona, Inc.

Last Updated: 11/4/2025

1. Acceptance of Terms

By accessing or using Feyona's services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Service Description

Feyona, Inc. ("Feyona," "we," "us," or "our") is a financial technology company that provides a platform for accessing banking services and managing digital assets. Feyona is not a bank.

3. Banking Services

Banking services are provided by Lead Bank, Member FDIC. Bridge is a financial technology company and is the Program Manager responsible for managing and operating the banking services on behalf of Lead Bank. Feyona is the platform provider responsible for the application, access, and management of/for the banking services.

4. Self-Custody and Asset Control

Important: Feyona is not in custody of user funds. All digital assets are held in self-custodial wallets controlled exclusively by users. Feyona never has access to your private keys or funds. You are solely responsible for maintaining the security of your private keys and wallet credentials.

5. User Responsibilities

You are responsible for:

Maintaining the confidentiality of your account credentials and private keys
All activities that occur under your account
Ensuring compliance with applicable laws and regulations
Providing accurate and complete information during registration

6. Prohibited Activities

You may not use Feyona's services for any illegal activities, including but not limited to money laundering, terrorist financing, fraud, or any activities that violate applicable laws and regulations.

7. Fees and Charges

Feyona may charge fees for certain services, including transaction fees, transfer fees, and card interchange fees. All applicable fees will be disclosed to you before you complete a transaction.

8. Limitation of Liability

To the maximum extent permitted by law, Feyona shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or other intangible losses resulting from your use of our services.

9. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. We will notify you of any material changes by posting the new terms on our website. Your continued use of our services after such modifications constitutes your acceptance of the updated terms.

10. Contact Information

If you have any questions about these Terms of Service, please contact us at legal@usefeyona.com.

Feyona, Inc. is headquartered in San Francisco, CA. These terms are governed by the laws of the State of California and the United States of America.