Feyona is a Web3 crypto neobank that provides self-custodial USDC and USDT banking with virtual and physical debit cards. You control your private keys - always.

How do I spend USDC with Feyona?

Use your Feyona virtual or physical debit card to spend USDC anywhere Visa or Mastercard is accepted globally, online or in-store.

Yes. Feyona uses self-custodial wallet technology with Privy's MPC infrastructure. Feyona never holds your private keys or funds.

Legal Disclosures | Feyona - Web3 Crypto Neobank

Name: Feyona
Rating: 5 (1 reviews)
Author: Feyona, Inc.

Last Updated: 11/4/2025

Corporate Information

Legal Name: Feyona, Inc.
Headquarters: San Francisco, California, United States
Type: Financial Technology Company

Important Disclosures

Banking Services

Feyona is a financial technology company, not a bank. Banking services are provided by Lead Bank, Member FDIC. Bridge is a financial technology company and is the Program Manager responsible for managing and operating the banking services on behalf of Lead Bank. Feyona is a financial technology company and is the platform provider responsible for the application, access, and management of/for the banking services.

Self-Custody and Asset Control

Feyona is not in custody of user funds. All digital assets are held in self-custodial wallets controlled exclusively by users. Feyona never has access to your private keys or funds. You maintain complete ownership and control of your assets at all times.

FDIC Insurance

USD deposits held at Lead Bank are eligible for FDIC insurance up to $250,000 per depositor, per insured bank, for each account ownership category. FDIC insurance does not cover digital assets such as USDC or other cryptocurrencies held in self-custodial wallets.

Regulatory Compliance

Feyona complies with applicable federal and state regulations, including:

Bank Secrecy Act (BSA)
Anti-Money Laundering (AML) regulations
Know Your Customer (KYC) requirements
Office of Foreign Assets Control (OFAC) sanctions
State money transmitter licensing requirements (where applicable)

Risk Disclosures

Users should be aware of the following risks:

Cryptocurrency Volatility: Digital assets like USDC may be subject to price volatility and market risks.
Private Key Security: Loss of private keys may result in permanent loss of access to your funds. Feyona cannot recover lost private keys.
Regulatory Changes: Cryptocurrency regulations are evolving and may impact the availability or functionality of our services.
Technology Risks: Blockchain technology and smart contracts may contain vulnerabilities or be subject to technical failures.

Partner Relationships

Feyona partners with the following service providers:

Lead Bank: Banking services provider (Member FDIC)
Bridge: Program Manager for banking services
Privy: Authentication and wallet infrastructure
Changelly: Cryptocurrency exchange services
Squads: Multi-signature wallet infrastructure
Wirex: Card issuance and payment processing

Limitation of Services

Feyona services may not be available in all jurisdictions. We reserve the right to restrict or deny access to our services based on geographic location, regulatory requirements, or other factors.

Contact Information

For legal inquiries, please contact:
Email: legal@usefeyona.com
Address: Feyona, Inc., San Francisco, CA

Important Notice: This page contains important legal information about Feyona's services. By using Feyona, you acknowledge that you have read, understood, and agree to these disclosures. If you have any questions or concerns, please contact our legal team before using our services.